Special Alert: SLS00262

8/29/2005

SA-104-2005

NCB, FSB, Hillsboro, Ohio, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display a proper routing number of 242272227 for NCB, FSB; however, NCB, FSB checks are payable through Branch Banking & Trust Company, Charleston, West Virginia, and are processed using the routing number 051900353. The fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. The counterfeit items include the wording "CASHIER CHECK" in the middle portion of the check. Authentic NCB, FSB checks do not include any wording to indicate that the checks are official checks of the bank. A copy of a counterfeit item and a copy of an authentic check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

John P. Levo
Vice President
NCB, FSB
139 South High Street
Hillsboro, Ohio 45133
Telephone: (937) 840-2232
Fax: (937) 393-5711
jlevo@ncb.coop

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

8/29/2005

SA-105-2005

Newtown Savings Bank, Newtown, Connecticut, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display a proper routing number of 221172296 for Newtown Savings Bank; however, authentic cashier's checks use the routing number 051900353 and are payable through Branch Banking & Trust Company (BB&T), Charleston, West Virginia. The counterfeit items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. The counterfeit items include an address for the bank; authentic checks do not include an address. A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

David McNamara
Security Officer
Newtown Savings Bank
39 Main Street
Newtown, Connecticut 06470
Telephone: (203) 426-4440, Extension 3164
Fax: (203) 426-4510
dmcnamara@newtownsavingsbank.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

8/29/2005

SA-106-2005

Cathay Bank, Los Angeles, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 122037171 for the processing of Cathay Bank official checks, which are issued by Integrated Payment Systems, Inc., Englewood, Colorado . The counterfeit items appear similar to authentic bank checks; however, the counterfeit items do not include the bank logo on the left of the bank name and address, and the counterfeit items do not include the scroll border along the top and sides of the check. A copy of a counterfeit item and a copy of an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Joyce Vogler
Vice President, Control Services, Operations Administration
Cathay Bank
4128 Temple City Boulevard
Rosemead, California 91770
Telephone: (626) 582-7372
Fax: (626) 484-4860
joyce_vogler@cathaybank.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

8/29/2005

SA-107-2005

Waldo State Bank, Waldo, Wisconsin, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items do NOT use the proper routing number of 075908027 for Waldo State Bank; the counterfeit items display the routing number of 113104521 for State Bank, La Grange, Texas . The fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Mary Hopeman
Assistant Cashier
Waldo State Bank
119 North Depot Street
P.O. Box 8
Waldo, Wisconsin 53093
Telephone: (920) 528-8385
Fax: (920) 528-8242
waldosb@waldostatebank.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

8/29/2005

SA-108-2005

Shell Lake State Bank, Shell Lake, Wisconsin, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit personal money orders bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 091809472 for Shell Lake State Bank. The counterfeit items and the authentic items are similar. However, authentic money orders have an amount box outline, which the counterfeit items are missing. The authentic and counterfeit items are light tan in color with light blue borders. A copy of a counterfeit item and a copy of an authentic item (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Ray Witte
Vice President and Cashier
Shell Lake State Bank
102 5th Avenue
P.O. Box 130
Shell Lake, WI 54871
Telephone: (715) 468-7858
Fax: (715) 468-7941
ShellLakeBank@centurytel.net

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

8/29/2005

SA-109-2005

Laconia Savings Bank, Laconia, New Hampshire, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit treasurer's checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 211770271 for Laconia Savings Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. The counterfeit items use the term "CASHIER'S CHECK"; authentic checks are called "TREASURER'S CHECKS." A copy of a counterfeit item and a copy of an authentic treasurer's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Shaun Sanborn
Security/Safety Administrator
Laconia Savings Bank
62 Pleasant Street
Laconia, New Hampshire 03246
Telephone: (603) 527-5095
Fax: (603) 527-5205
shaun@laconiasavings.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

8/29/2005

SA-110-2005

Bangor Savings Bank, Bangor, Maine, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that fraudulent checks are in circulation.

The counterfeit items display the routing number 211274382, which is assigned to Bangor Savings Bank, Bangor, Maine. However, authentic checks display the routing number 102000979, which is assigned to Integrated Payment Systems, Englewood, Colorado . The checks are markedly dissimilar. The layout, style and fonts are different. The counterfeit items are referred to as "Cashier's Check," while authentic checks are referred to as "Treasurer's Check." Authentic checks display the bank's logo on the top left side of the check. Counterfeit items display a telephone number, which is not associated with the bank. Copies of a counterfeit item and an authentic item (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Frances Fruchtenicht
Vice President, Security Officer
Bangor Savings Bank
3 State Street
Bangor, Maine 04401
Telephone: (207) 942-5211
Fax: (207) 941-2707639-2808
Email: Fran.Fruchtenicht@bangor.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

8/29/2005

SA-111-2005

The Office of the Comptroller of the Currency (OCC) has advised the Federal Deposit Insurance Corporation (FDIC) that the State of Texas Department of Banking and the Texas Savings and Loan Department have issued cease-and-desist orders against Destiny Capital Mortgage, Inc., doing business as Destiny Capital Mortgage Bank, Irving , Texas , for unauthorized banking and mortgage banking activities. According to the order, Destiny Capital Mortgage, Inc, is falsely representing itself as a bank via the Internet and is engaged in the unauthorized solicitation of deposits from the general public. The referenced entity claims to have branch locations in numerous states and the District of Columbia .

Neither the OCC nor the State of Texas Department of Banking has authorized Destiny Capital Mortgage, Inc., to operate as a bank or to conduct the business of banking.

Any information that you may have concerning this matter should be brought to the attention of the State of Texas Department of Banking at 1 (877) 276-5554 (toll free) or via e-mail at consumer.complaints@banking.state.tx.us.

Information about other apparent frauds may be forwarded to the FDIC's Cyber Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW , Room 100, Washington, DC 20434 (1-877-275-3342 or 202-416-6940).

8/29/2005

SA-112-2005

American Bank of Commerce, Provo, Utah, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items do NOT use the proper routing number of 124302969 for American Bank of Commerce. The counterfeit items display the routing number of 113104521 for State Bank, La Grange, Texas . The fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

A. Kim Jones
Vice President / CFO
American Bank of Commerce
3670 North University Avenue
Provo, Utah 84604
Telephone: (801) 377-4222
Fax: (801) 221-7676
kimj@ambankcom.com

Information about counterfeit items, cyber-fraud incidents, and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)