Special Alert: SLS00367

Farmers & Merchants Bank of Central California, Lodi, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with lottery and sweepstakes scams.

The counterfeit items display the routing number 121108441, which is assigned to Farmers & Merchants Bank of Central California . The items are similar to authentic checks, but have rounded corners and display a security statement embedded within the top border. The counterfeit items also display the words "Cashier's Check," with an apostrophe, in the upper-right corner; authentic checks display the same words in the same location without an apostrophe.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Bill Bruneel
Vice President of Banking Operations
Farmers & Merchants Bank of Central California
121 W. Pine Street
Lodi, California 95240-2184
Telephone: (209) 367-2431
Fax: (209) 369-1957
E-mail: BillBruneel@fmbonline.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

McIntosh State Bank, Jackson, Georgia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a sweepstakes scam and are being mailed with correspondence originating in Canada .

The counterfeit items display the routing number 096016765, which is a payable-through account at U.S. Bank, St. Paul , Minnesota . McIntosh Bank issues checks through an account at U.S. Bank. The counterfeit items are similar to authentic official checks. However, the counterfeit items have rounded corners and display the following security statement embedded within the top border: "FOR SECURITY PURPOSES THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING ON THE BORDER."

Authentic checks display the following security statements printed below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY."

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Jesse M. Roberts, Jr.
Security Officer
McIntosh State Bank
210 South Oak Street
Jackson, Georgia 30233
Telephone: (770) 775-8316
Fax: (770) 775-5229
E-mail: JRoberts@mcintoshbancshares.com

To report this scam or any other scam based in or mailed from Canada , please contact Phonebusters, which is a joint partnership between the Ontario Provincial Police and the Royal Canadian Mounted Police. Phonebusters is interested in receiving copies of scam letters, particularly those involving Canadian mailing addresses or telephone numbers. Records relating to the payment of advance fees should also be forwarded to Phonebusters. This information is used to assist in the strategic targeting of would-be fraudsters. Scam letters should be forwarded to the Phonebusters National Call Center (PNCC) as follows:

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

United Community Bank, Chatham, Illinois, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 071108407, which is assigned to United Community Bank. The items are blue and have a padlock symbol printed to the right of the signature line in the lower-right corner.

Authentic checks are green and have ornate borders with scroll designs in the upper-right, upper- left and lower-left corners. Security feature descriptions are printed below the dollars amount line, and a security padlock symbol is embedded in the right border.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Atlantic Pacific Bank, Santa Rosa, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 121144311, which is assigned to Atlantic Pacific Bank. "CASHIER'S CHECK" is printed in the top-center area. A green globe logo is printed in the upper-left corner to the left of the bank's name, city, state and a telephone number, which is not associated with the bank. A padlock security symbol is embedded in the right border.

Authentic checks display "Cashiers Check" in the right-center area, below the dollar amount. A black globe logo is printed between the words "Atlantic" and "Pacific" in the upper-left corner to the left of the bank's address. The top and bottom borders are green.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Sheila Thomas Moran
Director of Operations
Atlantic Pacific Bank
3725 Westwind Boulevard, Suite 100
Santa Rosa, California 95403
Telephone (707) 543-2702
Fax: (707) 543-2703
E-mail: smoran@apbconnect.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

First National Bank of Gwinnett, Duluth, Georgia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a job scam and accompanied by letters originating from Canada .

The counterfeit items display the routing number 061119927, which is assigned to First National Bank of Gwinnett. The items, which are dissimilar to authentic official checks, display "CASHIER'S CHECK" below the bank's name, location and a telephone number, which is not associated with the bank, in the upper-left corner. Security statements are embedded within the top and bottom borders. On the right side of the counterfeit items, two "AUTHORIZED SIGNATURE" lines are displayed preceded by the word "PER." The word "REMITTER" is displayed in the lower-left corner. A security padlock symbol is incorporated within the right border.

First National Bank of Gwinnett, Duluth , Georgia , issues official checks, as designated in the upper-right corner of the check, rather than cashier's checks. Below the words "Official Check" are "DATE:" and "BRANCH." The bank's "FNBG" logo, name, address and telephone number and the words "MEMBER FDIC" are centered at the top of the checks. Incorporated within the right border are the statements "SECURITY FEATURES INCLUDED. DETAILS ON BACK."

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Ken Gurovich
Vice President and Bank Security Act and Fraud Officer
Georgia Bank & Trust Bancshares (First National Bank of Gwinnett affiliate)
1480 Jesse Jewel Parkway
Gainesville, Georgia 30501
Telephone: (678) 989-1453
Fax: (770) 297-6202
E-mail: kgurovich@gbt.com

To report this scam or any other scam based in or mailed from Canada , please contact Phonebusters, which is a joint partnership between the Ontario Provincial Police and the Royal Canadian Mounted Police. Phonebusters is interested in receiving copies of scam letters, particularly those involving Canadian mailing addresses or telephone numbers. Records relating to the payment of advance fees should also be forwarded to Phonebusters. This information is used to assist in the strategic targeting of would-be fraudsters. Scam letters should be forwarded to the Phonebusters National Call Center (PNCC) as follows:

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Frontier Bank, Everett, Washington, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with fraudulent award scams.

The counterfeit items display the routing number 125107626, which is assigned to Frontier Bank, but are dissimilar to authentic cashier's checks. The counterfeit items have the following security statement embedded within the top border: "THIS CHECK CONTAINS THE FOLLOWING SECURITY FEATURES: MULTI-COLOR PRINTING ON FACE, WATERMARK IN PAPER AND MICROPRINTING ON BORDER." The words "CASHIER'S CHECK" are displayed in the top center. A telephone number, which is not associated with the bank, appears below the bank's name and address in the upper-left corner.

Authentic checks have the following security statement embedded within the top border: "ORIGINAL DOCUMENT HAS A MICRO PRINTED SIGNATURE LINE AND A GOLD BACKGROUND ON FRONT, ARTIFICIAL WATERMARK ON BACK." A watermark consisting of the bank's "F" logo is centered in the middle of the check. The bank's logo also appears to the left of the bank's name and address in the upper-left corner. The abbreviations "IC," "CC," "INTLS" and "CHG" and the "AUTHORIZED SIGNATURE" line are incorporated in the bottom border.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Security Department
Frontier Bank
332 S.W. Everett Mall Way
Everett, Washington 98213
Telephone: (360) 598-8065
E-mail: ebanking@frontierbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Southern Bank & Trust, Aiken, South Carolina, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a mystery shopping scam.

The counterfeit items display the routing number 053274139, which is assigned to Southern Bank & Trust. However, Southern Bank & Trust issues official checks through an account at U.S. Bank, St. Paul , Minnesota . The counterfeit items are dissimilar to authentic official checks. Centered at the top of the counterfeit items are the words "CASHIER'S CHECK." In the upper-left corner are the bank's logo, name, city, state and a toll-free telephone number, which is not associated with the bank. The counterfeit items display the following security statement embedded within the top border: "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER." Embedded within the bottom border are the following statements: "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK - HOLD AT AN ANGLE TO VIEW." On the right side of the items, the bank is listed as the "DRAWER." The word "REMITTER" is printed in the lower-left corner.

Authentic checks display the wording "OFFICIAL CHECK" in the upper-right corner and include "PAYABLE THROUGH, U.S. BANK, ST. PAUL , MN " on three lines in the lower-left corner. The following statements are printed directly below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO- PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The phrase "MEMBER FDIC" and the word "REMITTER" appear below the bank's logo in the upper-left corner. To the right of the logo are the bank's name, address, city, state and zip code.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Judith Thompson
Security Officer
Georgia Bank & Trust Company (an affiliate of Southern Bank & Trust)
P.O. Box 15367
Augusta, Georgia 30910
Telephone: (706) 739-1659
Fax: (706) 826-7395
E-mail: JThompson@georgiabankandtrust.com

Alternate contact:

Angela Morales
Senior Vice President of Bank Operations and BSA Officer
Georgia Bank & Trust Company
Telephone: (706) 739-1358
E-mail: AMorales@georgiabankandtrust.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Naugatuck Valley Savings and Loan, Naugatuck, Connecticut, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a lottery scam.

The counterfeit items display the routing number 044015543, which is assigned to Huntington National Bank, Columbus , Ohio . Naugatuck Valley Savings and Loan issues official checks through a Travelers Express Company, Inc., account at Huntington National Bank. Centered at the top of the counterfeit items are the words "OFFICIAL CHECK" encapsulated in a rectangle with rounded corners. The bank's logo, name (with the word "LOAN" misspelled as "LOAD"), and a toll-free telephone number, which is not associated with the bank, appear below the upper-left corner.

Authentic official checks display top and side borders that are scroll-patterned; the checks are perforated along the bottom border. "OFFICIAL CHECK" is encapsulated in a rectangle with rounded corners and is centered within the top border. The following security statements appear below the top border: "THE DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE AND BORDER. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The following security statement is embedded within the bottom border: "THE VARIABLE TONE BACKGROUND AREA OF THIS DOCUMENT CHANGES COLOR GRADUALLY AND SMOOTHLY FROM DARKER TONES AT THE TOP TO THE LIGHTEST TONE AT THE BOTTOM." When copied, authentic checks display a security "VOID" background.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Thomas C. O'Neil
Security Officer
Naugatuck Valley Savings and Loan
333 Church Street
Naugatuck, Connecticut 06770
Telephone: (203) 720-5000, extension 333
Fax: (203) 720-5016
E-mail: toneil@nvsl.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

First State Bank of Warren, Warren, Arkansas, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with Canadian lottery and sweepstakes scams.

The counterfeit items display the routing number 082901596, which is assigned to First State Bank of Warren , and are similar to authentic cashier's checks. The counterfeit items include security statements within the top and bottom borders, a security padlock embedded in the right border, and the appearance of a "VOID" background when the items are copied. Also, the items display a misspelling - the word "REMITER" - on the left side.

Authentic checks include the bank's logo to the left of the bank's name, centered below the top border. The checks also have a security padlock to the right of the "DOLLARS" line.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Hugh Quimby
Executive Vice President
First State Bank of Warren
104 South Main
P.O. Box 29
Warren, Arkansas 71671
Telephone: (870) 226-2601
Fax: (870) 226-2253
E-mail: hquimby@seark.net

To report this scam or any other scam based in or mailed from Canada , please contact Phonebusters, which is a joint partnership between the Ontario Provincial Police and the Royal Canadian Mounted Police. Phonebusters is interested in receiving copies of scam letters, particularly those involving Canadian mailing addresses or telephone numbers. Records relating to the payment of advance fees should also be forwarded to Phonebusters. This information is used to assist in the strategic targeting of would-be fraudsters. Scam letters should be forwarded to the Phonebusters National Call Center (PNCC) as follows:

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

MainSource Bank, Greensburg, Indiana, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that fraudulent cashier's checks bearing the name The Madison Bank and Trust Company are in circulation. The Madison Bank and Trust Company, Madison , Indiana , was acquired by MainSource Bank and became inactive in August 2005.

The fraudulent items display the routing number 022000868, which is assigned to Citibank ( New York State ), Buffalo , New York . The items also display ornate scroll-design top and side borders and a solid bottom border. "CASHIER'S CHECK" is printed inside a rectangle with rounded corners and is centered within the top border. "THE MADISON BANK & TRUST COMPANY" and "A National City Company" are displayed above the lower-left corner. On the right side of the items, located directly above the "AUTHORIZED SIGNATURE" line, is the wording "Drawer: The Madison Bank & Trust Company." Printed below the "AUTHORIZED SIGNATURE" line is the wording "Issued by Integrated Payment Systems Inc., Englewood Colorado" and "To Citibank (New York State): Buffalo, N.Y." Security feature descriptions are printed below the top border and are also embedded in the bottom border.

A copy of a fraudulent item is attached for your review. Be aware that the appearance of fraudulent items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Michael Riley
Security Officer
MainSource Financial Group
201 North Broadway
Greensburg, Indiana 47240
Telephone: (812) 663-0132
Fax: (812) 662-3210

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Partners Trust Bank, Utica, New York, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a Canadian sweepstakes and/or lottery scam.

The counterfeit items display the routing number 051900353, which is assigned to Branch Banking and Trust Company (BB&T), Charleston, West Virginia. Partners Trust Bank issues official bank checks through a BB&T account. The counterfeit items have security feature descriptions embedded in the top border and "CASHIER'S CHECK" is printed near the top center. The bank's logo, name, street address, city (misspelled "UTCA"), state and zip code appear in the upper-left corner. The signature area in the lower-right corner contains watermarks of a knight and the wording "FINGERPRINT CHECK." Beneath the signature line, the wording "SIGNATURE AREA CONTAINS A KNIGHT AND FINGERPRINT CHEQUE WORDING" is displayed.

Partners Trust Bank, Utica, New York, does not issue cashier's checks. Authentic checks display "OFFICIAL BANK CHECK" centered near the top, and security feature descriptions are printed below the top border. Displayed on three lines in the lower-left corner is: "PAYABLE THROUGH BB&T, CHARLESTON, WV." The bank's logo, name, street address, city, state and zip code appear in the upper-left corner. Near the lower-right corner, above two micro-print signature lines, is the statement "TWO SIGNATURES REQUIRED ON AMOUNTS OVER $10,000." Beneath the dollar amount line is the statement "VOID IF NOT CASHED WITHIN 6 MONTHS."

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Thomas J. Lamphere
Vice President, Security
Partners Trust Bank
58-68 Exchange Street
Binghamton, New York 13901
Telephone: (607) 779-3530
Fax: (607) 779-2438
E-mail: tlamphere@partnerstrust.com

To report this scam or any other scam based in or mailed from Canada, please contact Phonebusters, which is a joint partnership between the Ontario Provincial Police and the Royal Canadian Mounted Police. Phonebusters is interested in receiving copies of scam letters, particularly those involving Canadian mailing addresses or telephone numbers. Records relating to the payment of advance fees should also be forwarded to Phonebusters. This information is used to assist in the strategic targeting of would-be fraudsters. Scam letters should be forwarded to the Phonebusters National Call Center (PNCC) as follows:

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F- 4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Pioneer Bank, Roswell, New Mexico, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation

The counterfeit items display the routing number 312270463, which is assigned to Pioneer Bank, and are similar to authentic cashier's checks. The counterfeit items are reportedly yellow and display the bank's windmill logo and name in the upper-left corner.

Authentic checks have a sky-blue background and a darker-blue top border. The bank's windmill logo, name, city and state appear in the upper-left corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Charlee Merchant
Assistant Vice President Operations
Pioneer Bank
306 North Pennsylvania Avenue
Roswell, New Mexico 88201
Telephone: (505) 624-5241
Fax: (505) 624-5260
E-mail: cmerchant@pioneerbnk.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F- 4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Corus Bank, National Association, Chicago, Illinois, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 071002503, which is assigned to Corus Bank, but are dissimilar to authentic cashier's checks. The counterfeit items display a business name - "BLUE CROSS BLUE SHIELD OF ILLINOIS" - and an address in SCHUAMBURG, IL, in the upper-left corner. "CASHIER CHECK" is displayed directly below the bank's name and centered at the top. A "MEMO" line containing the statement "VOID AFTER 90 DAYS" is printed in the lower-left corner. "DATE" and "REFERENCE" appear in the upper-right corner.

Authentic checks display "CASHIER'S CHECK" and an indemnity bond notice in the lower-left corner. Security feature statements are embedded within the top and bottom borders. The bank's name, mailing address, city, state, zip code and "Member FDIC" are displayed in the upper-left corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Mary E. Hughes
Operations Officer
Corus Bank
3179 North Clark
Chicago, Illinois 60657
Telephone: (773) 832-7930
Fax: (773) 832-7918
E-mail: mhughes@corusbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Credit Union Central Falls, Central Falls, Rhode Island, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with an employment scam.

The counterfeit items display the routing number 211589815, which is assigned to Credit Union Central Falls. The items, which are dissimilar to authentic checks, include security statements within the top border. On the counterfeit checks, "CASHIER'S CHECK" is centered near the top and the credit union's street address, city, state and zip code are displayed in the upper-left corner. Printed above the lower- left corner are "Remitter" and "Issued by Integrate Payment Systems Inc, Englewood, California." In the lower-right corner is the statement "Two signatures required for more than $10,000."

Authentic checks display the routing number 096016765, which is assigned to U.S. Bank, St. Paul, Minnesota. Official checks are issued by Moneygram Payments Systems, Inc., Minneapolis, Minnesota, through an account at U.S. Bank. Security feature statements appear directly below the top border, and "OFFICIAL CHECK" is printed below those statements. The credit union's logo, name, city and state are printed in the upper-left corner. Above two signature lines, "DRAWER: Credit Union Central Falls" is displayed.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Stephen P. Ormerod
Assistant Vice President of Security
Credit Union Central Falls
1005 Douglas Pike
Smithfield, Rhode Island 02917
Telephone: (401) 233-4725
Fax: (401) 233-4758

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

The Bartlett Farmers Bank, Bartlett, Ohio, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 044212922, which is assigned to The Bartlett Farmers Bank. The items are similar to authentic cashier's checks; however, authentic checks display an ornate watermark in the upper-left corner and a box for the dollar amount on the right side.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Ann Johnson
Vice President, Senior Lender, and Bank Secrecy Act Officer
The Bartlett Farmers Bank
P.O. Box 57
Barlow, Ohio 45712
Telephone: (740) 678-2378
Fax: (740) 678-2377
E-mail: ajohnson@bartlettbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Farmers Bank and Trust Company of Georgetown, Georgetown, Kentucky, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a lottery scam.

The counterfeit items display the routing number 042101404, which is assigned to Farmers Bank and Trust Company. The counterfeit items are very similar to authentic cashier's checks, but display a "VOID" background when copied.

Authentic checks display the words "CASHIER'S CHECK" printed in red in the lower-left corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Lynn McKinney
Senior Vice President and Cashier
Farmers Bank and Trust Company
200 East Main Street
Georgetown, Kentucky 40324
Telephone: (502) 863-2393, extension 122
Fax: (502) 863-6927
E-mail: LMcKinney@fbtrust.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

The Bank of Edwardsville, Edwardsville, Illinois, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 096016765, which is a payable-through account at U.S. Bank, St. Paul, Minnesota. The Bank of Edwardsville issues checks through an account at U.S. Bank. The counterfeit items are similar to authentic cashier's checks, but display a "VOID" background when copied. "Cashier's Check" (with an apostrophe) is printed in the upper-right corner and a security statement is embedded within the top border. A padlock symbol is displayed in the lower-right corner.

Authentic checks are light burgundy in color and have security statements embedded within both the top and bottom borders. "Cashiers Check" (without an apostrophe) is printed in the upper-right corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Carlota Cowan
Fraud Prevention Officer
The Bank of Edwardsville
317 West Park Center
Edwardsville, Illinois 62025
Telephone: (618) 659-6434
Fax: (618) 659-4402
E-Mail: ccowan@4thebank.com

Alternate Contact:

Cindy Ray
Security and Fraud Administrator
Telephone: (618) 659-4430
Fax: (618) 659-4402
E-mail: cray@4thebank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Mission Community Bank, San Luis Obispo, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a sweepstakes scam.

The counterfeit items display the routing number 044000037, which is not assigned to Mission Community Bank. The items, which are markedly dissimilar to authentic cashier's checks, display the words "CASHIER'S CHECK" in the top center. The name "Mission Community Bank, N.A." and the bank's address are printed in the upper-left corner. Embedded within the top border is the statement "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER." Embedded within the bottom border is the statement "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK-HOLD AT AN ANGLE TO VIEW." The counterfeit items include a tiled-rectangular grid for the printed dollar amount, with the following statement directly below the grid: "NOT VALID FOR AMOUNTS GREATER THAN $3,500.00." Above the signature line, the following statement is printed: "NOT NEGOTIABLE AFTER MAY 31, 2007." The counterfeit items also have a padlock symbol within the right border and display a "VOID" background when copied.

Authentic checks display the routing number 122242649, which is assigned to Mission Community Bank. "Cashier's Check," in scroll print, appears in the lower left. The bank's "m" logo, name and address are displayed in the top-left corner. Embedded within the top border is the statement: "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINT." Embedded within the bottom border is the statement: "THE BACK OF THIS CHECK MUST CONTAIN AN ARTIFICIAL WATERMARK OR IS VOID." Authentic checks also include the word "REMITTER" in the lower-left corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Karen Campbell
Senior Vice President and Compliance Officer
Mission Community Bank
581 Higuera Street
San Luis Obispo, California 93401
Telephone: (805) 269-0017
Fax: (805) 782-5034
E-mail: kcampbell@missioncommunitybank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

United Heritage Bank, Orlando, Florida, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 063115123, which is assigned to United Heritage Bank. The items, which are dissimilar to authentic cashier's checks, include a security statement embedded within the top border. The bank's name, street address, city, state and zip code are printed twice directly below the security statement. A "MEMO" section is located above the lower-left corner.

Authentic checks include the bank's logo, city, state and zip code near the top-left corner. "CASHIER'S CHECK" is centered below the top border, and the words "CHECK NO.," "DATE," "PAY EXACTLY" and "AUTHORIZED SIGNATURE" are printed along the right side. Authentic checks display a "VOID" background when copied.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Debbie Kreisler
Senior Vice President & Branch Administration
United Heritage Bank
640 E SR 434
Longwood, Florida 32750
Telephone: (407) 712-2440
Fax: (407) 712-6161
E-mail: dkreisler@uhb-fl.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Nature Coast Bank, Crystal River, Florida, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 063115673, which is assigned to Nature Coast Bank, but are dissimilar to authentic cashier's checks. The counterfeit items display the words "CASHIER'S CHECK" in a rectangle with rounded corners in the top-center portion. The following statements are embedded within the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." The bank's name, city, state, zip code and a telephone number, which is not associated with the bank, appear in the top-left corner. The counterfeit items display the bank's name above two signature lines and the statement "TWO SIGNATURES REQUIRED" in the lower-right corner.

Authentic checks display "OFFICIAL CHECK" above the authorized signature line in the lower- right corner and include the bank's name in the top-center portion. In the upper-left corner are the bank's address and telephone number. The checks display the numerical amount in a rectangle with rounded corners.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

La Vern Brandau
Operations Coordinator
Nature Coast Bank
300 South East Highway 19
Crystal River, Florida 34429
Telephone: (352) 563-5505
Fax: (352) 563-2051
E-mail: lbrandau@naturecoastbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

The Bank of Marion, Marion, Virginia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that 1,500 Certificate of Deposit Interest Checks bearing the institution's name apparently were stolen. These instruments include the routing number 051401849, which is assigned to The Bank of Marion. Serial numbers associated with these checks are 194501 through 195750.

Any information you have concerning this matter should be brought to the attention of:

Robert L. Donnelly
Vice President and Security Officer
The Bank of Marion
102 West Main Street - P.O. Box 1067
Marion, Virginia 24354
Telephone: (276) 783-3116
Fax: (276) 782-9136
E-mail: robd@bomva.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Union Savings Bank, Danbury, Connecticut, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 102000979, which is assigned to JP Morgan Chase Bank, N.A., Denver, Colorado. Union Savings Bank issues official checks through an Integrated Payment Systems, Inc. account held at JP Morgan Chase Bank, N.A. The counterfeit items are dissimilar to authentic checks and display "CASHIER'S CHECK" in the top-center area. Security feature descriptions are embedded in the top, bottom and right borders of the counterfeit items.

Authentic checks display "OFFICIAL CHECK" in the top-center area and have ornate scroll-design borders along the top and sides. Security feature descriptions are printed below the top border. A padlock security symbol and a microprint authorized signature line are located in the lower-right corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Jim Cavanaugh
Assistant Vice President and Security Officer
Union Savings Bank
225 Main Street
Danbury, Connecticut 06810
Phone: (203) 731-6105
Fax: (203) 830-4915
Email: jcavanaugh@unionsavings.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

First Century Bank, Tazewell, Tennessee, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 064204774, which is assigned to First Century Bank, and are dissimilar to authentic checks. The counterfeit items are printed on burgundy-colored check stock with a marbled background. The bank's name and logo are printed in black and centered below the top border. Security feature descriptions are embedded within the top and bottom borders, which have rounded corners. Printed in the lower-right corner is a telephone number, which is not associated with the bank. Directly above the telephone number is the statement "TWO SIGNATURES REQUIRED OVER $25,000.00."

Authentic checks are printed on gray paper with a patterned, basket-weave background. The bank's name and logo are printed in red and centered below the top border. "TENNESSEE BANK SUPPLY" is printed vertically along the left side.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Joyce Love
Internal Auditor and Compliance Officer
First Century Bank
1754 North Broad Street
Tazewell, Tennessee 37879
Phone: (423) 626-7261, Extension 2125
Fax: (423) 626-1773
E-mail: joycelove@fcbtn.com

Alternate contact:

Britt Harris
Security Officer
First Century Bank
1754 North Broad Street
Tazewell, Tennessee 37879
Phone: 423-626-7261, Extension 1129
E-mail: brittharris@fcbtn.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

CreekSide Bank, Woodstock, Georgia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 061120725, which is assigned to CreekSide Bank, but are dissimilar to authentic checks. "CASHIER'S CHECK" is centered at the top of the counterfeit items. Security feature descriptions are embedded within the bottom border. A telephone number, which is not associated with the bank, is printed in the upper-left corner below the bank's name, city and state.

Authentic checks display the routing number 011007092, which is assigned to Boston Safe Deposit & Trust Company, Boston, Massachusetts. CreekSide Bank issues official checks through a MoneyGram Payment Systems, Inc. account held at Boston Safe Deposit & Trust Company. Authentic checks also display ornate-scroll borders on all sides, security feature descriptions below the top border, and a MoneyGram Payment Systems, Inc. PrimeLink® security design centered at the top.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Kharis Bramlett
Vice President of Operations
CreekSide Bank
10917 Highway 92, Suite 130
Woodstock, Georgia 30188
Phone: (678) 388-5405
Fax: (678) 388-5410
E-mail: Kharis.Bramlett@CreeksideBank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

EVB, Tappahannock, Virginia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a Canadian lottery scam.

The counterfeit items display the routing number 051404383, which is assigned to EVB, but are dissimilar to authentic checks. The counterfeit items display a logo consisting of a wheel with spokes inside of a pentagon in the top-center area directly to the left of the bank name. Security feature descriptions are printed within the top and bottom borders.

Authentic checks display a logo consisting of a ship's wheel inside of a rounded triangle in the top center directly to the left of the bank name. Security feature descriptions are printed below and to the right of the "DOLLARS" amount line. Ornate scroll borders appear on all sides. A microprint signature line is located in the lower-right corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Clay S. Smith
Security Officer and Assistant Vice President
EVB
P.O. Box 1005
Tappahannock, Virginia 22560
Phone: (804) 443-8442
Fax: (804) 443-3501
E-mail: clay.smith@bankevb.com

To report this scam or any other scam based in or mailed from Canada, please contact Phonebusters, which is a joint partnership between the Ontario Provincial Police and the Royal Canadian Mounted Police. Phonebusters is interested in receiving copies of scam letters, particularly those involving Canadian mailing addresses or telephone numbers. Records relating to the payment of advance fees should also be forwarded to Phonebusters. This information is used to assist in the strategic targeting of would-be fraudsters. Scam letters should be forwarded to the Phonebusters National Call Center (PNCC) as follows:

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Merchants & Planters Bank, Toone, Tennessee, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit personal money orders bearing the institution's name are in circulation.

The counterfeit items display the routing number 084304793, which is assigned to Merchants & Planters Bank, but are dissimilar to authentic personal money orders. The counterfeit items include the phrase "PAY TO THE ORDER" in the left-center area. The city name is misspelled as "TONNE." The city and state are printed in upper case letters below the bank's name in the lower-left corner.

Authentic money orders display "PAY TO THE ORDER OF" in the left-center area. A padlock security symbol is centered above the bottom border. Two microprint security lines appear in the lower-right corner. The city name is spelled correctly as "Toone" in the lower-left corner.

Copies of a counterfeit item and an authentic money order (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Richard Wetherbee
Executive Vice President & Financial Officer
Merchants & Planters Bank
Main Street
Toone, Tennessee 38381
Phone: (731) 659-2325
Fax: (731) 659-2878
E-mail: rbeempb@mpbanktn.com
Bank Phone: (731) 658-2406

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Mercantile Bank, Orlando, Florida, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 063113772, which is assigned to Mercantile Bank. The items, which are dissimilar to authentic checks, include the statement "Issued by Integrated Payment Systems, Inc." Below that statement, in the lower-left corner, is a telephone number, which is not associated with the bank or Integrated Payment Systems. Security feature descriptions are embedded within the top border and in the bottom-right corner. Above the "AUTHORIZED SIGNATURE" lines is the statement "TWO SIGNATURES REQUIRED OVER $10,000.00." The items also have scroll-design borders on the left and right sides.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Deborah Drake
Vice President and Senior Investigator
Corporate Investigations
Mercantile Bank
1311 North Westshore Boulevard, Suite 101
Tampa, Florida 33607
Telephone: (813) 207-5210
Fax: (813) 207-5239
E-mail: debbi.drake@bankmercantile.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)