Bulletin: MU2009002

Dear Associates:

The ALTA Homeowner's Policy of Title Insurance (1/1/08) has been modified to improve coverage by incorporating the changes made in the 2006 ALTA Owner's Policy, such as many of the new Covered Risks of the 2006 ALTA Owner's Policy. The new Homeowner's Policy provides more coverage to owners than the 2006 ALTA Owner's Policy. It also includes the Covered Risks in the prior 2003 ALTA Homeowner's Policy. The ALTA Homeowner's Policy contains 32 insuring clauses (Covered Risks). For a list of these Covered Risks and the requirements for issuance of the ALTA Homeowner's Policy, please see our Guideline: ALTA Homeowner's Policy of Title Insurance (1/1/08).

The ALTA Homeowner's Policy of Title Insurance (1/1/08) generally will have a premium charge of 110% of the applicable cost of the Standard Owner's Policy (unless a higher rate is filed in your state). For Schedule A Deductible Amounts and Maximum Dollar Limits of Liability, please see our Guideline: ALTA Homeowner's Policy of Title Insurance (1/1/08).

If you have questions relating to this bulletin, please contact Stewart Legal Services or your local Underwriting Personnel.

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