Bulletin: TX2025002

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Bulletin: TX2025002

Bulletin Document
V 2
Date: January 29, 2025
To: All Texas Issuing Offices
RE: UNDERWRITING - Incidents involving County Clerk Offices

Dear Associates:

Over the last several years there have been an increasing number of incidents which have delayed or prevented County Clerk’s offices from either providing up-to-date title information and/or recording real property instruments. The underwriting guidance that Stewart Title Guaranty Company (STGC) can provide in each such circumstance is based on the actual facts at the time. In order to assist us in providing this guidance, please report such incidents to an STGC Texas underwriter and provide us with as much of the following information as you can reasonably obtain:

- What type of incident is involved (e.g., cyber-attack, data breach, infrastructure interruption,    etc.)?
- What systems are affected (e. g. searching and/or recording)?
- How current is the information that is available (e.g., what date are searches currently available through)?
- Does it affect both in person and electronic access (i.e., is online access affected, is a real-time stand-up examination available, is electronic recording affected, is in person recording available)?
- What steps have been taken by the Clerk’s office as a work around (e.g., in person recording with manual time and date stamps is implemented until online recording is restored)?
- Can the County provide any timeline for restoration or partial restoration of the affected systems?
- Any other information you obtain related to the situation.

Your assistance is vital in helping us provide you with underwriting guidance in these situations.

If you have any questions relating to this or other bulletins, please contact a Stewart Title Guaranty Company underwriter.

For on-line viewing of this and other bulletins, please log onto www.vuwriter.com.

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.


References

Bulletins Replaced:
  • None
Related Bulletins:
  • None
Underwriting Manual:
  • None
Exceptions Manual:
  • None
Forms:
  • None
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