THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.
Bulletin: DE2025001
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Bulletin: DE2025001
Dear Associates:
Stewart Title Guaranty Company has filed revised rates and forms with the Delaware Title Insurance Rating Bureau which will become effective April 1, 2025. An electronic version of the rate book can be found here for your convenience.
New Rates and Policies
The rate changes are as follows:
- An approximate 12.1% increase across all tiers and products.
- The addition of the ALTA Residential Limited Coverage Mortgage Modification Policy with pricing.
- The addition of the ALTA Short-Form Expanded Coverage Residential Loan Policy – Current Assessments (For One-to-Four Family Residential Property).
New Endorsements
The following new endorsements will be available for use in Delaware effective April 1, 2025:
Commercial Lender Group Endorsement - Loan Policy Only
(ALTA Endorsement 42) DTIRB 69 (4-1-25)
Collateral Assignment Endorsement - Loan Policy Only
(ALTA Endorsement 10.2) DTIRB-96 (4-1-25)
Collateral Assignment and Date Down Endorsement - Loan Policy Only
(ALTA Endorsement 10.3) DTIRB-97 (4-1-25)
Construction Loan - Loan Policy Only
(ALTA Endorsement 32) DTIRB-92 (4-1-25)
Construction Loan - Direct Payment - Loan Policy Only
(ALTA Endorsement 32.1) DTIRB-93 (4-1-25)
Construction Loan - Insured's Direct Payment - Loan Policy Only
(ALTA Endorsement 32.2) DTIRB-94 (4-1-25)
Construction Loan - Disbursement - Loan Policy Only
(ALTA Endorsement 33-06, as modified by DTIRB) DTIRB-95 (4-1-25)
Future Advance - Knowledge - Endorsement - Loan Policy Only
(ALTA Endorsement 14.1) DTIRB-99 (4-1-25)
Future Advance - Letter of Credit - Endorsement - Loan Policy Only
(ALTA Endorsement 14.2) DTIRB-30 (4-1-25)
Future Advance - Priority - Endorsement - Loan Policy Only
(ALTA Endorsement 14) DTIRB-29 (4-1-25)
Future Advance - Reverse Mortgage Endorsement - Loan Policy Only
(ALTA Endorsement 14.3) DTIRB-42 (4-1-25)
Tribal Waivers and Consents Endorsement - Owner's and/or Loan Policy
(ALTA Endorsement 48) DTIRB-98 (4-1-25)
Waiver of Arbitration Endorsement - Owner's or Loan Policy
DTIRB-25 (4-1-25)
Zoning Endorsement - Owner's or Loan Policy
(ALTA Endorsement 3) DTIRB-26 (4-1-25)
Zoning Endorsement - Completed Improvements - Non-Conforming Use - Owner's or Loan Policy
(ALTA Endorsement 3.3) DTIRB-91 (4-1-25)
These forms/rates have been provided to third-party title production system (TPS) vendors. Please contact your TPS vendor or account services representative to have the new/revised forms/rates implemented in your system.
If you have any questions relating to this or other bulletins, please contact a Stewart Title Guaranty Company underwriter.
For on-line viewing of this and other bulletins, please log onto www.vuwriter.com.
References
- Bulletins Replaced:
- None
- Related Bulletins:
- None
- Underwriting Manual:
- None
- Exceptions Manual:
- None
- Forms:
- None