OTIRO Endorsement No. 78 Owner's Inflation Endorsement

ENDORSEMENT

ATTACHED TO POLICY NO.

ISSUED BY

STEWART TITLE GUARANTY COMPANY

Date :
Premium :

The Company does hereby increase the face amount of said policy by 10% of the Amount of Insurance shown in Schedule A on each of the first five anniversaries of Date of Policy;

PROVIDED, HOWEVER, that this endorsement shall be effective only if one of the following conditions exists as Date of Policy:

a. The Land described in this policy is a parcel on which there is only a one-to-four family residential structure, including all improvements on the Land related to residential use, in which the Insured Owner resides or intends to reside; or

b. The Land consists of a residential condominium unit, together with the common elements appurtenant thereto and related to residential use thereof, in which the Insured Owner resides or intends to reside.

Order Reference:

STEWART TITLE GUARANTY COMPANY

BY: _______________________________
Authorized Signer