The boundaries of any property are generally established by:

• The boundaries of adjoiners.
• Metes and bounds.
• Natural objects or monuments.
• Artificial objects or monuments.
• Reference to recorded subdivision map or recorded plat.
• Reference to section and quarter sections.
• Reference to recorded instruments.
• Street address.

Note: We never rely on the street address as an adequate basis for insuring purposes.

As a basis for insurable legal descriptions

In this respect, the boundaries of the property must be:

• Definite
• Identifiable
• Locatable

As a reminder that certain exceptions need to be shown in regard to the quality or location of said boundaries:

The following boundary issues require additional treatment and are discussed elsewhere in this manual. For detailed discussion reference:

• Alleys
• Boundaries established by recorded agreements
• Cemeteries established by recorded agreements
• Highways, roads, and streets
• Monuments: Natural and artificial
• Party walls
• Plats of subdivisions
• Railroad rights-of-way
• Vacated alleys and streets
• Water boundaries:
  
  
  • Bayous
  • Bays
  • Lakes (private)
  • Lakes (public)
  • Oceans
  • Rivers (navigable)
  • Rivers (nonnavigable)
  • Sloughs

As a source of additional title insurance problems in connection with:

• Access
• Accretions
• Avulsions
• Boundary line disputes
• Contiguity Insurance (survey required)
• Encroachments
• Gaps
• Overlaps
• Restrictions