NE Seller's/Owner's Affidavit

SELLER'S/OWNER'S AFFIDAVIT

Property address:

The undersigned, being duly sworn, depose and say that:

I/We are a citizen(s) of the United States and have never been known by any name other than as set out herein:

I/We have been the owner(s) of the property herein described. My/Our enjoyment thereof has been peaceable and undisturbed and the title to said property has never been disputed or questioned to my/our knowledge, nor do I/we know of any facts by reason of which the title or possession of said property might be disputed adversely to me/us. There are no easements or claims of easements not shown by the public records.

BANKRUPTCY: No proceedings in bankruptcy have ever been instituted against me/us, nor has protection under applicable bankruptcy laws been applied for by the undersigned or any party with an interest in the property.

JUDGMENTS: I/We know of no action or proceeding relating to the said property which is now pending in any state or federal court in the United States nor do I/we know of any state or federal judgment or any federal or state lien of any kind or nature whatsoever which constitutes a lien or charge upon the above-described real property.

EQUITY ADVANCES: I/We know of no equity advances or line of credit loans on the property, and I/we have no loans for or purchases secured by the property.

CONSTRUCTION LIEN: There are no unpaid bills or claims for labor or services performed or material furnished or delivered for alterations, repair, work or new construction on the above-described property nor are there any contracts for such repairs or improvements, and I/we have no knowledge of any construction liens on said property, or any other circumstances which could give rise to any construction lien.

DOCUMENTS CONVEYING INTEREST TO THIRD PARTY: There are no agreements or contracts for conveyance, chattel mortgages, financing statements, conditional sales contracts, land sale installment contracts, security agreements, private mortgages, wraparound mortgages, retention of title agreements or personal property agreements affecting the property other than in connection with which this Affidavit is given.

BUILDING CODE VIOLATIONS: I/We know of no building code violations or notices of condemnations affecting the property.

POSSESSION: There are no parties in possession of the property other than the undersigned.

TAXES/WATER/SEWER: There are no unpaid or delinquent water/sewer bills relating to the property; nor are there any delinquent real estate taxes or assessments against said property; that the undersigned have not received notice of nor know of any recent or future planned improvements (including but not limited to street paving, sidewalks, etc.) that will or might result in a special assessment against the property.

This Affidavit is given to induce Stewart Title Guaranty Company, through its agent, to issue its policy(ies) of title insurance with full knowledge that the Company will rely upon the truthfulness and accuracy of the same. The undersigned do hereby jointly and severally agree to indemnify and hold Stewart Title Guaranty Company and its Agent _____________________________________harmless of and from any and all loss, cost, damage and expense of every kind, including attorney's fees, which Stewart Title Guaranty Company or its said Agent shall or may suffer or incur or be liable for under its policy or policies directly or indirectly due to its reliance on the accuracy of the foregoing statements or in connection with enforcement of its rights under this Agreement.

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Signature Signature

Printed name: ______________________________

Printed name: ___________________________

STATE OF )

) ss.

COUNTY OF )

SUBSCRIBED AND SWORN TO BEFORE ME THIS ____ day of ______________, 20___, by ________________________ and ___________________, above-named.

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NOTARY PUBLIC