Standard Coverage
Underwriting Manuals
- 5.00 Easements And Easement Insurance
- 12.12 Mechanic's Liens
- 15.04 Parties In Possession
- 15.04.1 In General
- 15.04.2 Judicial Construction Of The "Rights Of Parties In Possession" Exception
- 18.40 Surveys
- 19.04 Taxes And Assessments
Standard Exceptions
- No references available.
Bulletins
- No references available.
Forms
- No references available.
Table of Contents
STA
Standard Coverage
If the policy contains an insuring provision and standard (regional or state) exceptions (such as parties in possession, unrecorded easements, survey matters, mechanic's liens, and taxes and assessments not shown as existing liens) are deleted, the insured is given extended coverage.
Exceptions
STAX01
ALTA
05/05/2009
V
2
Parties in Possession
Rights or claims of parties in possession not recorded in the Public Records.
STAX02
ALTA
05/05/2009
V
2
Easements
Easements or claims of easements not recorded in the Public Records.
STAX03
ALTA
05/05/2009
V
2
Survey Exception
Any encroachment, encumbrance, violation, variation, or adverse circumstance that would be disclosed by an inspection or an accurate and complete land survey of the Land.
STAX04
ALTA
05/05/2009
V
2
Statutory Liens for Services, Labor or Material
Any statutory lien for services, labor or material arising from construction of an improvement or work related to the Land and not recorded in the Public Records.
STAX05
ALTA
05/05/2009
V
2
Liens for Taxes, Assessments and Other Charges
Liens for real estate taxes, assessments and other charges imposed by a governmental authority that are not shown as existing liens by its records.