Underwriting Manual: Servicemembers Civil Relief Act

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Table of Contents

Underwriting Manual Subtopic
18.28.1

In General

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The Servicemembers Civil Relief Act (the "SCRA"), formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940, is a federal statute that provides for the temporary suspension and postponement of judicial and administrative proceedings and transactions that may adversely affect the rights of servicemembers during and after their period of military service.  The SCRA is codified at 50 United States Code Sections 3901 - 4043.

The SCRA covers a variety of servicemembers' rights relating to leases, security deposits, evictions, installment contracts, interest rates and health insurance, as well as rights that affect title to real property, such as mortgage foreclosures and tax sales.  See DTSX28 STG, TSGX08 STG and Related Bulletins.